Freud imagined an inner class war of sorts between two competing principles, Reality and Pleasure. The bourgeois subject arises in the midst of this war and constitutes for itself a set of properties, the ownership and worth of which it then endlessly renegotiates through politically adjustable, rule-based, contract-bound transactions with fellow subjects. As such, this subject emerges compromised in its commitments from the start. Unlike Freud, however, the humanistic psychologists who succeeded him in the 1960s operated in a postwar context; for them, a settlement had been reached. The future was to be divided into time for Reality and time for Pleasure, each given their due, with reconciliation achieved through individual and collective quests to self-actualize. For someone like me, of course, living after the 1960s, during an era of global neoliberal domination, neither of these conceptions fits. I am neither the Freudian subject nor the humanistic subject. As a debtor, I live in a present of ongoing precarity, opportunities both for pleasure and self-actualization severely limited. Others share my predicament, the “scandal” of Debt. Yet what are we to do? Aside, that is, from sitting around listening to Ella Fitzgerald sing the Jerome Kern Songbook. I’d put word to the experience if I could. Horns with a bit of sass. Shimmering bells.